The cost of alcohol and drug rehabilitation can be a major concern for those seeking help. However, navigating insurance and payment options can make treatment more affordable and accessible. In Colorado, many alcohol and drug rehab centers accept a variety of insurance plans and offer different payment options to help ease the financial burden. This friendly guide provides information on how to understand your insurance coverage, estimate costs, and find resources that can make recovery a reality.

Most health insurance plans, both private and public, offer some level of coverage for addiction treatment. For those with **private insurance**, coverage can be quite comprehensive, sometimes covering up to 100% of inpatient rehab costs after deductibles and copayments are met. For example, many Colorado rehab centers, including The Recovery Village and Northpoint Recovery, accept major insurance providers like Blue Cross Blue Shield, Cigna, United Healthcare, and Aetna. It’s crucial to contact the admissions staff at the facility you’re considering to verify your benefits, which can often be done 24/7.

For individuals with **public healthcare plans**, such as Medicaid, coverage may also be available for partial or full inpatient treatment, though eligibility and extent of coverage depend on state and income level. Continuum Recovery Center of Colorado in Denver is one example of a facility that accepts insurance such as Medicaid and TRICARE. While the application process for public plans can take time, they can provide essential assistance for those who need it.

The overall cost of rehab in Colorado can vary significantly based on the type of treatment, amenities, and program length. For instance, a 30-day inpatient program at a well-known center could cost up to $20,000, while a 90-day program could range from $12,000 to $60,000. Outpatient programs are typically less expensive, sometimes costing around $5,000 for a three-month program. Luxury facilities, like All Points North Lodge, offer high-end amenities and services, which are reflected in their cost. Some facilities also offer alternative payment options, such as financing or sliding-scale fees, for those without insurance.

If you have questions about treatment options or how to pay for them, resources like the **National Helpline** can provide information and treatment referrals 24/7 at 1-800-662-HELP (4357). Ultimately, exploring all your options and understanding the financial aspects will help you find the right care without letting cost become an insurmountable barrier. Help is available, and taking this step is an investment in your health and well-being.